Navigating divorce when you are a stay-at-home mum can be daunting and emotionally charged. If you have been the primary caregiver, you may feel uncertain about how to support yourself and your family—both financially and emotionally—after the marriage ends. Concerns over living arrangements, income, and child arrangements can seem overwhelming. However, understanding your rights and options can provide clarity and assurance as you look towards the future.

One of the most pressing worries is often the family home. Even if it is owned or rented solely in your spouse’s name, you will likely have “home rights” until a final financial settlement is agreed or the court issues a specific order. These rights typically allow you to stay in or return to the marital home, ensuring stability for you and any children during the divorce process. Ultimately, the division of the family home—whether it is sold, transferred, or retained—will depend on the agreement you and your spouse reach or, if necessary, a decision made by the court.

Because finances can be a source of anxiety for those who have not worked outside the home, the divorce settlement usually addresses spousal maintenance, child maintenance, or both. The aim is to ensure that you can transition to a sustainable financial footing. Depending on the specifics of your situation, these payments can help cover living costs while you explore your next steps, such as returning to work or adjusting to a single-income household. A solicitor can advise you on any interim financial support that might be available while negotiations take place.

Child arrangements are also central to any discussion of divorce rights for stay-at-home mums. Courts always prioritise the best interests of the child, taking into account who has provided day-to-day care and whether the children’s routine will be maintained. Being the main caregiver frequently influences these decisions, but courts also support continued involvement of both parents, where appropriate, to ensure children benefit from strong relationships with each parent.

Working closely with a specialist family law solicitor is crucial. They can explain your rights regarding the family home, help you negotiate financial support, and guide you through child arrangement discussions. This support is vital when it comes to reaching an agreement—be it through direct negotiations, mediation, or, if all else fails, the court system. Having professional advice tailored to your circumstances can help you move forward with greater confidence and protect the well-being of both you and your children.